Edgewater Mortgage Products

Conventional Home Loan

Before delving into Edgewater Residential Capital's expertise, let's clarify what conventional loans entail. Unlike government-backed loans such as FHA, VA, or USDA loans, conventional loans are not insured or guaranteed by the federal government.

Jumbo Home Loans

Jumbo loans are designed to finance high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans provide the flexibility and financial support necessary to purchase luxury homes and estates, offering loan amounts that surpass traditional mortgage limits.

Adjustable Rate Mortgages

An adjustable-rate mortgage is a type of home loan with an interest rate that fluctuates based on market conditions. Typically, ARMs start with a fixed-rate period, during which the interest rate remains stable, followed by an adjustable period where the rate can change periodically.

VA Home Loans

Are you ready to embark on the journey to homeownership in the beautiful landscapes of North or South Carolina? Edgewater Residential Capital, your trusted mortgage brokers, stands ready to assist you.

FHA Home Loans

Specializing in FHA (Federal Housing Administration) home loans, they provide accessible and affordable financing options tailored to your needs.

Home Refinancing

Refinancing is the process of replacing your existing mortgage with a new one, typically to obtain more favorable terms or to tap into your home's equity. Whether you're seeking to lower your interest rate,

USDA Loan

Specializing in USDA (United States Department of Agriculture) loans, they provide accessible and affordable financing options tailored to homebuyers in eligible rural and suburban areas.