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Refinance

Refinance


Refinance

Refinance Your Home with Edgewater Residential Capital in North and South Carolina

Are you looking to optimize your mortgage, reduce your monthly payments, or access your home's equity for other financial goals? Look no further than Edgewater Residential Capital, your trusted mortgage brokers serving the vibrant communities of North and South Carolina. With their expertise in refinancing, they offer tailored solutions to help you achieve your financial objectives and secure a brighter future.

Understanding Refinancing:

Refinancing is the process of replacing your existing mortgage with a new one, typically to obtain more favorable terms or to tap into your home's equity. Whether you're seeking to lower your interest rate, shorten your loan term, switch from an adjustable-rate to a fixed-rate mortgage, or cash out equity for home improvements or debt consolidation, refinancing can be a powerful tool to improve your financial situation.

Why Choose Refinancing?

  1. Lower Interest Rates: Refinancing can help you secure a lower interest rate than your current mortgage, potentially saving you thousands of dollars over the life of the loan.

  2. Reduced Monthly Payments: By refinancing to a longer loan term or securing a lower interest rate, you can lower your monthly mortgage payments, providing immediate relief to your budget.

  3. Access to Equity: If your home has appreciated in value since you purchased it, refinancing allows you to access that equity for home improvements, debt consolidation, or other financial needs.

  4. Change in Loan Terms: Refinancing gives you the opportunity to switch from an adjustable-rate to a fixed-rate mortgage or vice versa, providing stability or flexibility depending on your preferences and financial goals.

Edgewater Residential Capital: Your Partner in Refinancing:

Discover why Edgewater Residential Capital is the go-to source for refinancing in North and South Carolina:

  1. Expertise in Mortgage Refinancing: With years of experience in the mortgage industry, the team at Edgewater Residential Capital possesses the knowledge and expertise to navigate the refinancing process with ease and efficiency.

  2. Personalized Guidance: Edgewater Residential Capital takes a personalized approach to each client, taking the time to understand their unique financial situation, goals, and priorities, and providing tailored refinancing solutions that meet their needs.

  3. Access to Competitive Rates: Through their extensive network of lending partners, Edgewater Residential Capital offers access to competitive interest rates and terms, ensuring that clients receive the best possible refinancing options.

  4. Commitment to Service: Client satisfaction is at the forefront of everything Edgewater Residential Capital does. Their dedicated team is committed to providing exceptional service, transparency, and communication throughout the refinancing process.

Take Control of Your Financial Future:

Whether you're looking to lower your monthly payments, shorten your loan term, or access your home's equity, Edgewater Residential Capital is here to help you achieve your financial goals through refinancing. With their expertise and commitment to exceptional service, they make the refinancing process smooth, transparent, and rewarding.

Ready to unlock your home's potential and take control of your financial future? Contact Edgewater Residential Capital today and let them guide you through the process of refinancing with confidence and ease!

Looking for a Mortgage Loan in Lake Norman / Mecklenburg area?

Mortgage Loan Options

1

USDA Loans

USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program

2

Conventional

Conventional loans to 95% loan-to-value (LTV) – not us. A 97% LTV is just one of the things that make Newrez’s conventional loans a better choice

3

Jumbo Loans

Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment requirement.

4

ARMS

An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.

5

VA Loans

The Federal Housing Administration and the Department of Veterans Affairs have increased loan limits - meaning you can now finance more

6

Refinance Loans

Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.