USDA Loans
USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program
Forms
The forms below are basic forms that may be used in the mortgage application process. To learn more about each individual form, please contact us.
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Loan Applications:
Other Forms:
Disclosures:
- Disclosure Notices
- Equal Credit Opportunity Act Disclosure
- Flood Insurance Disclosure
- Right to Receive Appraisal
FHA:
Looking for a Mortgage Loan in Lake Norman / Mecklenburg area?
Mortgage Loan Options
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Conventional
Conventional loans to 95% loan-to-value (LTV) – not us. A 97% LTV is just one of the things that make Newrez’s conventional loans a better choice
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Jumbo Loans
Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment requirement.
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ARMS
An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.
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VA Loans
The Federal Housing Administration and the Department of Veterans Affairs have increased loan limits - meaning you can now finance more
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Refinance Loans
Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.