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Mortgage Brokers Statesville

Statesville, Mortgage Broker

Advantages of working with a Statesville Mortgage Broker

Before you begin the process of applying for a mortgage, you may want to learn a little more about the different ways of finding a home loan. While some borrowers opt to work with the lenders at their bank or get financing through large mortgage companies, many other borrowers choose to work with mortgage brokers, instead.

What’s the difference between a Statesville mortgage broker and a Statesville mortgage lender?

A mortgage lender is a financial institution (usually a bank or mortgage company) that issues home loans to qualified borrowers. A mortgage broker is a licensed professional who acts as an intermediary between the borrower and the lender. Working with a mortgage broker is not a requirement; many people choose to work directly with the lender that is providing the loan. However, there are specific benefits to working with a mortgage broker.

What value do Statesville mortgage brokers bring to the table?

Put simply, the biggest advantage of working with a mortgage broker is having access to more options

Statesville Mortgage brokers focus on what’s best for YOU.

Working with a mortgage broker can provide you with faster access to a wider variety of home loan options, because they partner with several wholesale mortgage lenders. And since they have these partnerships with multiple wholesale lenders, they can focus on finding the best product for your needs, rather than trying to sell specific loans from a single company.

Statesville Mortgage brokers can help find solutions to challenging situations.

Working with a mortgage broker is similar to shopping online vs in person. When you shop in person, your choices of what to buy are limited to the inventory of each shop you visit. That means if you’re in need of something unique, it can take a lot of time to find what you’re looking for. However, when you shop online, you can simply type in whatever it is you want to buy, and your search engine will provide you with multiple options across numerous web retailers. This can help you uncover hard-to-find products in a much shorter period of time. This is similar to what mortgage brokers can do for hopeful home buyers who may have unusual or difficult circumstances.

How do Statesville mortgage brokers help you find the right home loan?

When you work with a mortgage lender, your loan choices will typically be limited to their product offerings. By contrast, if you were working with a mortgage broker, he or she could help you find the loan that best fits your needs from one of the several wholesale mortgage companies with whom they’re partnered. Likewise, if you’re not quite sure what type of loan would be best for your situation, a good mortgage broker can look at your financial qualifications, discuss your homeownership goals and make recommendations based on a wider representation of what is available in today’s marketplace.

Contact Us Today

 Please feel free to e-mail or call us regarding any questions you may have. 

Kim Brannon
Senior Loan Officer

EDGEWATER Residential Capital

Phone: 704-662-2362
Email: edgewaterresidentialcapital@gmail.com 

Looking for a Mortgage Loan in Lake Norman / Mecklenburg area?

Mortgage Loan Options


USDA Loans

USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program



Conventional loans to 95% loan-to-value (LTV) – not us. A 97% LTV is just one of the things that make Newrez’s conventional loans a better choice


Jumbo Loans

Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment requirement.



An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.


VA Loans

The Federal Housing Administration and the Department of Veterans Affairs have increased loan limits - meaning you can now finance more


Refinance Loans

Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.