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EDGEWATER Residential Capital Blog

EDGEWATER Residential Capital Blog


Jumbo Buydown options

Jumbo Buydown options

Designed to make your dream home more affordable than ever. With our 3-2-1, 2-1, and 1-0 plans, you can enjoy reduced interest rates and lower payments

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Secure Your Interest Rate

Secure Your Interest Rate

While your looking for a new home, lock an interest rate, use rate-lock options, fast easy pre approvals

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Edgewater Residential NC & SC Mortgage Brokers

Edgewater Residential NC & SC Mortgage Brokers

Big banks put high interest above your interest. We're brokers. We're better

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Finalize construction with ease.

Finalize construction with ease.

Finalize construction with ease. Unlock the door to your new home with Edgewater Residential Capital, your trusted mortgage partner in the Carolinas.

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Using A Broker Makes A Big Difference

Using A Broker Makes A Big Difference

Why work with big banks and corporations when independent mortgage professionals provide faster closings, better service and lower rates?

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We move faster so you can, too

We move faster so you can, too

Come home to the experts. We close on most home loans in 20 days or less. Give Edgewater Residential Capital a call today, Your NC & SC mortgage broker.

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6 things not to do when applying for a mortgage

6 things not to do when applying for a mortgage

When lenders review your application, they like to see consistency in your finances, Give Edgewater Residential Capital a call today, Your NC & SC mortgage broker.

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Mortgage Rate Buy Down

Mortgage Rate Buy Down

Did you know that seller concessions can mean a much smaller mortgage payment? Call ERC TodayUs them toward a temporary rate buy down

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Jumbo Loans

Jumbo Loans

Dream Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment

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Build With Confidence

Build With Confidence

Our One-Time Close New Construction loans secure financing before you build starts, which means you don't need to front the money

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Looking for a Mortgage Loan in Lake Norman / Mecklenburg area?

Mortgage Loan Options

1

USDA Loans

USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program

2

Conventional

Conventional loans to 95% loan-to-value (LTV) – not us. A 97% LTV is just one of the things that make Newrez’s conventional loans a better choice

3

Jumbo Loans

Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment requirement.

4

ARMS

An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.

5

VA Loans

The Federal Housing Administration and the Department of Veterans Affairs have increased loan limits - meaning you can now finance more

6

Refinance Loans

Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.