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EDGEWATER Residential Capital Blog

EDGEWATER Residential Capital Blog


Why work with big banks and corporations

Why work with big banks and corporations

when independent mortgage professionals provide faster closings, better service and lower rates?

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Secure your interest rate

Secure your interest rate

while you look for your new home. Let us help make your dreams come true. Call today.

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If you’re self-employed

If you’re self-employed

Gathering income documents or tax transcripts for a mortgage application can be a real hassle

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6 things not to do when applying for a mortgage

6 things not to do when applying for a mortgage

When lenders review your application, they like to see consistency in your finances.

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Fast And Simple Loan Process

Fast And Simple Loan Process

Our fast and simple loan process offers you a low interest rates, plus fewer closing costs paid out of pocket.

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Temporary Rate Buydown

Temporary Rate Buydown

Did you know that seller concessions can mean a much smaller mortgage payment? Use them toward a Temporary Rate Buydown

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Partner With Us

Partner With Us

When you partner with us, you’ve got another appraisal option that makes it possible to schedule and complete appraisals faster and more efficiently.

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100% gift options available

100% gift options available

Use gift funds as the down payment for your new home, 100% gift options available.

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0% Down Purchase home loan program

0% Down Purchase home loan program

Tired of putting off buying your dream home until you can afford the down payment?

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Bank Statement Loans

Bank Statement Loans

If you’re self-employed, gathering income documents or tax transcripts for a mortgage application can be a real hassle.

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Looking for a Mortgage Loan in Lake Norman / Mecklenburg area?

Mortgage Loan Options

1

USDA Loans

USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program

2

Conventional

Conventional loans to 95% loan-to-value (LTV) – not us. A 97% LTV is just one of the things that make Newrez’s conventional loans a better choice

3

Jumbo Loans

Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment requirement.

4

ARMS

An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.

5

VA Loans

The Federal Housing Administration and the Department of Veterans Affairs have increased loan limits - meaning you can now finance more

6

Refinance Loans

Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.