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EDGEWATER Residential Capital Blog

EDGEWATER Residential Capital Blog


Waive the appraisal and the fee

Waive the appraisal and the fee

Want to save money and time on your home purchase?

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Use seller concessions to get a Temporary Rate Buydown

Use seller concessions to get a Temporary Rate Buydown

Did you know that seller concessions can mean a smaller mortgage payment

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We move faster so your buyers can, too.

We move faster so your buyers can, too.

Fast closings — usually in an average of 20 days

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Help Your Buyers Make An Offer With Total Confidence

Help Your Buyers Make An Offer With Total Confidence

Get ready to help your buyers feel good about making a strong offer on their dream home.

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Why work with big banks and corporations

Why work with big banks and corporations

when independent mortgage professionals provide faster closings, better service and lower rates?

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Secure your interest rate

Secure your interest rate

while you look for your new home. Let us help make your dreams come true. Call today.

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If you’re self-employed

If you’re self-employed

Gathering income documents or tax transcripts for a mortgage application can be a real hassle

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6 things not to do when applying for a mortgage

6 things not to do when applying for a mortgage

When lenders review your application, they like to see consistency in your finances.

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Fast And Simple Loan Process

Fast And Simple Loan Process

Our fast and simple loan process offers you a low interest rates, plus fewer closing costs paid out of pocket.

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Temporary Rate Buydown

Temporary Rate Buydown

Did you know that seller concessions can mean a much smaller mortgage payment? Use them toward a Temporary Rate Buydown

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Looking for a Mortgage Loan in Lake Norman / Mecklenburg area?

Mortgage Loan Options

1

USDA Loans

USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program

2

Conventional

Conventional loans to 95% loan-to-value (LTV) – not us. A 97% LTV is just one of the things that make Newrez’s conventional loans a better choice

3

Jumbo Loans

Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment requirement.

4

ARMS

An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.

5

VA Loans

The Federal Housing Administration and the Department of Veterans Affairs have increased loan limits - meaning you can now finance more

6

Refinance Loans

Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.