Our Mooresville Office
344-204B Rolling Hills Rd.
Call Today
704-662-2362
Opening Times
Monday - Friday: 08:00 - 6:00

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Top Quality Mortgage Services

Mortgage Qualification

The type of mortgage you’re applying for determines the minimum requirements you’ll have to meet for your down payment, credit score, and debt-to-income ratio.

Mortgage Calculation

Mortgage rates tend to follow 10-Year Treasury movements. Savvy homeowners across the country are taking advantage of this opportunity to refinance their homes at today's attractive rates.

Get Your Application Started

The key areas taken into consideration are your income and job history, credit score, debt-to-income ratio, assets and the type of property you’re looking to purchase.

A Mortgage Lender You Can Trust

We understand that every borrower is different and we are committed to helping you find the right mortgage product for your needs.

EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.

Before you begin the process of applying for a mortgage, you may want to learn a little more about the different ways of finding a home loan. While some borrowers opt to work with the lenders at their bank or get financing through large mortgage companies, many other borrowers choose to work with mortgage brokers, instead.

We service the greater Lake Norman area including Mooresville, Davidson, Cornelius, Huntersville, Charlotte, and Mecklenburg County.

Better Business Bureau

Looking for a Mortgage Loan in Lake Norman / Mecklenburg area?

Mortgage Loan Options

1

USDA Loans

USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program

2

Conventional

Conventional loans to 95% loan-to-value (LTV) – not us. A 97% LTV is just one of the things that make Newrez’s conventional loans a better choice

3

Jumbo Loans

Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment requirement.

4

ARMS

An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.

5

VA Loans

The Federal Housing Administration and the Department of Veterans Affairs have increased loan limits - meaning you can now finance more

6

Refinance Loans

Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.