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North Carolina & South Carolina Mortgage Brokers

Mortgage Guidance Built Around Your Next Move.

Personalized home financing for buyers, homeowners and investors throughout Lake Norman, Charlotte and the Carolinas.

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704-662-2362 Mooresville, NC NMLS #1577717
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Kim Brannon, Edgewater Residential Capital
LocalMortgage Guidance
Personal Service. Competitive Options.

A Mortgage Lender You Can Trust

We understand that every borrower is different and we are committed to helping you find the right mortgage product for your needs.

EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.

Before you begin the process of applying for a mortgage, you may want to learn a little more about the different ways of finding a home loan. While some borrowers opt to work with the lenders at their bank or get financing through large mortgage companies, many other borrowers choose to work with mortgage brokers, instead.

We service the greater Lake Norman area including Mooresville, Davidson, Cornelius, Huntersville, Charlotte, and Mecklenburg County.

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Why Work With a Mortgage Broker?

Mortgage Broker in North Carolina and South Carolina.

North Carolina and South Carolina’s #1 solution for mortgage loans. Our mortgage brokers in the Carolina’s are working hard to get you qualified and approved for your dream home!

NC and SC Mortgage Broker Makes It Easy To Get Approved For a Mortgage Loan.

Edgewater Residential Capital is connected to a nationwide mortgage lender network, offering prospective buyers access to conventional, FHA, VA, and USDA loan programs. We also connect buyers with down payment assistance programs and provide guidance on first-time home purchasing and loan refinancing.

It is finally time to own your own home in the Carolina’s beautiful scenic beaches and mountains and safe neighborhoods. Our loan programs for first time homebuyers in NC & SC make it easy to afford your down payment and move into a new home now.

Getting approved for a mortgage loan in NC & SC isn't difficult!

We service North & South Carolina located in the Lake Norman area including Statesville, Mooresville, Davidson, Cornelius, Huntersville, Charlotte, and Mecklenburg County.

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Mortgage financing options from Edgewater Residential Capital
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Find a mortgage strategy that fits your goals.

Serving homebuyers and homeowners throughout Lake Norman, Charlotte, North Carolina and South Carolina.

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Mortgage Products

Loan options for different homes, goals and stages of life.

Explore popular financing programs or contact us for help comparing the options available to you.

01

Conventional

Flexible financing options for qualified homebuyers.

 02

Jumbo

Financing solutions for homes above conforming loan limits.

 03

Adjustable Rate

Explore ARM options with an initial fixed-rate period.

 04

VA Loans

Home financing benefits for eligible veterans and service members.

 05

FHA Loans

Government-backed financing with flexible qualification guidelines.

 06

USDA Loans

Eligible buyers may qualify for financing in rural and suburban areas.

 07

Refinancing

Review your current mortgage and explore whether new terms could better fit your goals.